Eliminating Administrative Burden

Human Interest helps reduce the administrative burden, making it easier for small businesses that lack the time and staff to manually manage a 401(k). Our automated 401(k) does not sacrifice any of the benefits of a traditional plan..

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Human Interest’s 401(k) includes account keeping, compliance services, full account setup, flexible plan design options, and reporting. Employers who subscribe on time can also benefit from up to USD 15,000 in tax credits. One-time initial fee of USD 499. Additionally, employee accounts are assessed at 0.50% of the account balance and average fund commissions of +0.07% per year, compared to the average fees of 1.60% of account balances.

More than
USD 120 + USD 4
per month
per employee per month
All prices do not include applicable taxes. All plans are subject to a one-time startup fee of $499. Please see our Terms of Service for additional details.

We tell you what you can expect from a Human Interest 401(k) plan

Transparent Pricing

    Unbiased Investment Advice

      Full Integration with Over 450 Providers

        Easy Setup and Administration

          Affordable High-Quality Investment Options

            Ongoing Account Management

              1. This price point is an estimate using our Essentials package, priced at a base fee of USD 120 per month plus USD 4 per eligible employee.
              2. The SECURE Act tax credit is set at up to USD 15,000 (over 3 years). See IRS.gov for more information.
              3. Tax credit for initial retirement plan startup costs. IRS.gov. June 16, 2022.
              4. As of 12/31/22. Asset-weighted average of the annual operating expenses (expense ratio) of mutual funds for all participants with Human Interest 401(k) accounts. Does not include mutual fund shareholder fees or portfolio turnover fees, and if reflected, these fees would increase the investment expenses of participants. Fees and expenses vary from fund to fund and are subject to change without notice. Investment menus will vary among plans, and the average expense ratio will fluctuate based on participant investment choices. Before investing, carefully review the fund’s prospectus, which includes, among other things, a description of the fees and expenses that the fund will charge. For illustrative and informational purposes only.
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